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Student Health Insurance FAQ


Guilford College requires all full-time traditional undergraduate and international students to be covered by medical insurance both to protect against unexpected high medical costs as well as provide access to quality care. Please be aware that many out-of-state insurance plans may not offer adequate coverage in the Greensboro area.

Student Health Insurance Frequently Asked Questions

Why does Guilford require health insurance?

Many Guilford College students have adequate health insurance, but for those who do not, an injury or illness could be costly and could affect a student’s ability to remain in school and progress toward a degree. Students without health insurance or even insurance that is considered "out of network" often do not have access to needed specialty care, hospitalization, lab work, or prescription medications.

*All full-time undergraduate traditional aged students, as well as international students, are required to have health insurance.

I already have health insurance. How do I meet this requirement?

Students must have health insurance coverage every year while enrolled at Guilford College.

Important: If you are covered by an existing comparable health insurance plan (i.e. through parent plans, family plans, or employer-sponsored plans, etc.) you are responsible for checking with your insurance to verify and understand coverage in the Greensboro area.

All traditional students WITHOUT an existing health insurance policy can purchase an insurance plan of their choice via the health insurance marketplace, at https://www.healthcare.gov/. Individual insurance companies also offer plans outside of the marketplace. Insurers with a large local presence include Aetna, Blue Cross Blue Shield, Cigna, and United HealthCare. In most cases, a student leaving home to attend school counts as a "qualifying event" and makes students eligible for enrollment outside the general open enrollment periods.
  
*Only N.C. Dept. of Health and Human Services Division of Medical Assistance (Medicaid) is accepted in North Carolina. All other states’ Medicaid (or equivalent) coverage is not accepted in N.C. so any student with out-of-state Medicaid must enroll in a locally accepted policy.

*International students are required to have a USA-based insurance policy.

I do NOT have health insurance. What do I need to do?

All traditional students WITHOUT an existing health insurance policy can purchase an insurance plan of their choice via the health insurance marketplace, at https://www.healthcare.gov/. Individual insurance companies also offer plans outside of the marketplace. Insurers with a large local presence include Aetna, Blue Cross Blue Shield, Cigna, and United HealthCare. In most cases, a student leaving home to attend school counts as a "qualifying event" and makes students eligible for enrollment outside the general open enrollment periods. 

Only N.C. Dept. of Health and Human Services Division of Medical Assistance (Medicaid) is accepted in North Carolina. All other states’ Medicaid (or equivalent) coverage is not accepted in N.C. so any student with out-of-state Medicaid must enroll in a locally accepted the college-offered UHCSR policy.

International students are required to have either the Guilford offered policy or an equivalent a USA based insurance policy.

 

Can I purchase insurance from an outside agency?

Yes. You can purchase health insurance from an outside agency/marketplace, however, the health insurance plan you purchase must have the Greensboro/North Carolina area considered "in-network."

What happens when I graduate?

When a student graduates or leaves Guilford they are no longer eligible to receive services from our near-campus health-care provider, Eagle Physicians.

Is financial assistance available for the cost of the required health insurance?

Yes. For those who qualify, student and parent loans may be available. Please contact your Financial Aid counselor (336.316.2354) to see if you qualify.
 

Is it possible to join a plan outside of the enrollment period?

It may be possible to join a plan within a 30-day period following a life-qualifying event. Examples of qualifying events include loss of coverage due to age, divorce/marriage, and termination of employment. If you have a question about joining the plan outside of the open enrollment period due to a qualifying event, please contact Student Health Services at studenthealth@guilford.edu.


Additional Information

1210 New Garden Rd.
Greensboro NC 27410
336.294.6190

Family Medicine Office Hours (by appointment): 8 a.m. to 5 p.m., Monday through Friday

Walk-in Clinic
5701 West Friendly Ave
Greensboro NC 27410
336.852.1915

Walk-in Clinic Hours: Noon to 7:45 p.m., Monday through Friday and Weekends, 9 a.m. to 2:45 p.m.