Student Health Insurance FAQ

Many Guilford College students have adequate health insurance, but for those who do not, an injury or illness could be costly and could affect a student’s ability to remain in school and progress toward a degree. Students without health insurance or even insurance that is considered "out of network" often do not have access to needed specialty care, hospitalization, lab work, or prescription medications.

*All full-time undergraduate traditional aged students, as well as international students, are required to have health insurance.

Students must have health insurance coverage every year while enrolled at Guilford College.

Important: If you are covered by an existing comparable health insurance plan (i.e. through parent plans, family plans, or employer-sponsored plans, etc.) you are responsible for checking with your insurance to verify and understand coverage in the Greensboro area.

All traditional students WITHOUT an existing health insurance policy can purchase an insurance plan of their choice via the health insurance marketplace, at https://www.healthcare.gov/. Individual insurance companies also offer plans outside of the marketplace. Insurers with a large local presence include Aetna, Blue Cross Blue Shield, Cigna, and United HealthCare. In most cases, a student leaving home to attend school counts as a "qualifying event" and makes students eligible for enrollment outside the general open enrollment periods.
  
*Only N.C. Dept. of Health and Human Services Division of Medical Assistance (Medicaid) is accepted in North Carolina. All other states’ Medicaid (or equivalent) coverage is not accepted in N.C. so any student with out-of-state Medicaid must enroll in a locally accepted policy.

*International students are required to have a USA-based insurance policy.

All traditional students WITHOUT an existing health insurance policy can purchase an insurance plan of their choice via the health insurance marketplace, at https://www.healthcare.gov/. Individual insurance companies also offer plans outside of the marketplace. Insurers with a large local presence include Aetna, Blue Cross Blue Shield, Cigna, and United HealthCare. In most cases, a student leaving home to attend school counts as a "qualifying event" and makes students eligible for enrollment outside the general open enrollment periods. 

Only N.C. Dept. of Health and Human Services Division of Medical Assistance (Medicaid) is accepted in North Carolina. All other states’ Medicaid (or equivalent) coverage is not accepted in N.C. so any student with out-of-state Medicaid must enroll in a locally accepted the college-offered UHCSR policy.

International students are required to have either the Guilford offered policy or an equivalent a USA based insurance policy.

Yes. You can purchase health insurance from an outside agency/marketplace, however, the health insurance plan you purchase must have the Greensboro/North Carolina area considered "in-network."

When a student graduates or leaves Guilford they are no longer eligible to receive services from our near-campus health-care provider, Eagle Physicians.

Yes. For those who qualify, student and parent loans may be available. Please contact your Financial Aid counselor (336.316.2354) to see if you qualify.
 

It may be possible to join a plan within a 30-day period following a life-qualifying event. Examples of qualifying events include loss of coverage due to age, divorce/marriage, and termination of employment. If you have a question about joining the plan outside of the open enrollment period due to a qualifying event, please contact Student Health Services at studenthealth@guilford.edu.